The Individual Pension Commitment or EIP enables you to build up a supplementary pension via your company 🌱. Your company pays insurance premiums to maintain your standard of living once you retire, and the good news is that these premiums are 100% tax-deductible!

However, you must be careful to respect a key rule, the 80% rule: the statutory and supplementary pension may not exceed 80% of your last gross remuneration. Otherwise, premiums are not deductible!

Note that for every €100 taken out of your company, only around €95 is invested, as there are one-off entry fees and recurring management fees. The EIP remains an attractive investment, however, as the income you receive as a pensioner is very lightly taxed. Choose a broker with minimum fees, like our partner Yago (see Yago website).

💡 You can use your savings to finance the purchase or renovation of a property in the EU.